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HR 3380 119th Congress House Finance and Financial Sector

TAILOR Act of 2025

Introduced: May 14, 2025 Introduced by: Loudermilk, Barry Republican · Georgia See on congress.gov
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 Everywhere this bill has been 6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 4, 2025
Placed on the Union Calendar, Calendar No. 104.
Jun 4, 2025
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-135.
May 21, 2025
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 23.
May 21, 2025
Committee Consideration and Mark-up Session Held
May 14, 2025
Referred to the House Committee on Financial Services.
May 14, 2025
Introduced in House
 Plain-English summary Congressional Research Service

Taking Account of Institutions with Low Operation Risk Act of 2025 or the TAILOR Act of 2025

This bill addresses the supervision of financial institutions.

Federal financial regulatory agencies must (1) tailor any regulatory actions so as to limit burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's tailoring requirement applies to future regulatory actions and to regulations adopted within the last 15 years.

The bill also reduces certain reporting requirements for community banks eligible for a simplified capital leverage ratio.

Finally, federal banking agencies must report on the modernization of bank supervision, including examiner workforce and training and statutory changes necessary to achieve more effective supervision.

What's happening now June 4, 2025

Placed on the Union Calendar, Calendar No. 104.

 Cosponsors 1 matching
All 1 Republican 1
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