S 978
119th Congress
Senate
Finance and Financial Sector
HELPER Act of 2025
Everywhere this bill has been
2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 12, 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Mar 12, 2025
Introduced in Senate
Plain-English summary
Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025
This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
What's happening now
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.