HR 258
119th Congress
House
Finance and Financial Sector
To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation.
Everywhere this bill has been
2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 9, 2025
Referred to the House Committee on Financial Services.
Jan 9, 2025
Introduced in House
Plain-English summary
This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae), and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing changes to the single-family home loan pricing framework for upfront fees on certain home loans, announced in January 2023. The changes revise the fee charts that provide percentage adjustments based on a borrower's credit score and other risk factors. Overall, these changes increase the percentage adjustments, with variations based on the particular risk profile of the loan.
What's happening now
Referred to the House Committee on Financial Services.
Bill text
1 version
- Introduced in House Formatted Text PDF Formatted XML
Committees of jurisdiction
1
Cite this page
U.S. Congress. (2026). H.R. 258 — To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation.. 119th Congress. Open America. https://openamerica.io/bill/119-HR-258/
"H.R. 258 — To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation.." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-258/.
H.R. 258, 119th Cong. (2026), https://openamerica.io/bill/119-HR-258/.
[H.R. 258 — To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation.](https://openamerica.io/bill/119-HR-258/)