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HR 1900 119th Congress House Finance and Financial Sector

Bank Failure Prevention Act of 2025

Introduced: March 6, 2025 Introduced by: Barr, Andy Republican · Kentucky See on congress.gov
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 Everywhere this bill has been 6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 4, 2025
Placed on the Union Calendar, Calendar No. 101.
Jun 4, 2025
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-132.
May 21, 2025
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 21.
May 21, 2025
Committee Consideration and Mark-up Session Held
Mar 6, 2025
Referred to the House Committee on Financial Services.
Mar 6, 2025
Introduced in House
 Plain-English summary Congressional Research Service

Bank Failure Prevention Act of 2025

This bill revises the Federal Reserve Board’s review process of merger and acquisition applications for bank holding companies.

Specifically, the board must notify the applicant within a certain time period regarding whether the application is complete or if additional information is required. The board must grant or deny such an application no later than 90 days after submission, regardless of whether the application was deemed complete. (Currently, the board must grant or deny an application no later than 90 days after receipt of a complete application.)

In addition, the board is prohibited from basing such application determinations on information provided by third parties.

What's happening now June 4, 2025

Placed on the Union Calendar, Calendar No. 101.

 Cosponsors 3
All 3 Republican 3